The owner o the account does not sign a remotely created check or dra t. Authorization is usually made over the telephone or through on- line communication. A remotely created check or dra t is generally created by a third party payee as authorized by the owner o the account on which the check or dra t is drawn. A remotely created check or dra t is a check or dra t created by someone other than the person on whose account the check or dra t is drawn. For purposes o this paragraph, “account” means a transaction account, credit account, or any other account on which checks or dra ts may be drawn. We are not required to credit your account and may charge against your account any remotely created check or draft for which the third party has proof of your authorization. It is your responsibility to resolve any authorization issues directly with the third party. If you authorize a third party to draw a remotely created check or draft against your account, you may not later revoke or change your authorization.

In place of the owner’s signature, the remotely created check or draft usually bears a statement that the owner authorized the check or draft or bears the owner’s printed or typed name. The owner of the account does not sign a remotely created check or draft. A remotely created check or draft is generally created by a third party payee as authorized by the owner of the account on which the check or draft is drawn.

A remotely created check or draft is a check or draft created by someone other than the person on whose account the check or draft is drawn. For purposes of this paragraph, “account” means a transaction account, credit account, or any other account on which checks or drafts may be drawn.

Remotely created checks